Available Plans [19]

Trip Cancellation / Interruption

Reimburses prepaid, non-refundable, non-transferable portion of a trip cancelled or interrupted by – for example:
Unexpected medical emergency or death of insured, insured's travel companion, an immediate family member or key person
Missed connection
Business meeting cancelled
Travel advisory issued by Canadian government
Travel visa not issued
Travel host hospitalization or death

* _{If the claim is a result of an act of terrorism, benefits may be limited. Other exclusions, limitations and conditions apply. See the policy for details.}

To be eligible for Trip Cancellation & Interruption Insurance, you must:

be living in Canada or travelling through Canada; and
have paid the appropriate premium. Under Trip Cancellation & Interruption Insurance, coverage will include travel within your province of residence.

Any medical condition that was not stable for three months before the purchase date of your trip cancellation and interruption insurance

Your or your travel companion's heart condition if any heart condition was not stable or required any form of nitroglycerine for the relief of angina pain during the 3 months prior to the purchase date of trip cancellation and interruption insurance

Your or your travel companion's lung condition if any lung condition was not stable or required treatment with oxygen or Prednisone during the three months prior to the purchase date of trip cancellation and interrruption insurance

Medical condition means sickness, injury, disease or symptom; or complication of pregnancy within the first thirty-one (31) weeks of pregnancy.

Stable medical condition means that all of the following apply:

There have not been any new symptom(s); and
Existing symptom(s) have not become more frequent or severe; and
A physician has not determined that the medical condition has become worse; and
No test findings have shown that the medical condition may be getting worse; and
A physician has not provided, prescribed or recommended any new medication, or any change in medication; and
A physician has not provided, prescribed or recommended any investigative testing, new treatment or any change in treatment; and
There has been no admission to a hospital or referral to a specialty clinic or specialist; and
A physician has not advised referral to a specialist or further testing, and there has been no testing for which the results have not yet been received.

Change in medication means the medication dosage, frequency or type has been reduced, increased or stopped, and/or new medication(s) has (have) been prescribed. Exceptions: the routine adjustment of Coumadin, Warfarin or insulin (as long as they are not newly prescribed or stopped) and there has been no change in your medical condition; and a change from a brand name medication to a generic brand medication of the same dosage.

Other conditions, limitations and exclusions apply. Please see the policy for details.

Policy wordings

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